Every Arden & Oak build can be financed through our lending partner. The configurator on every model page shows an indicative monthly payment alongside the fully-installed cost — that number is calculated on an 84-month plan at representative APR, and gives you a realistic sense of what the build actually costs on a month-by-month basis.
How the numbers work
- Representative APR: approximately 9% (final rate subject to your circumstances)
- Typical term: 60-84 months, some plans go longer
- Deposit: a £995 refundable design deposit secures your build slot; some plans require a further 10% deposit at contract
- Early settlement: no penalties on most plans — pay it off whenever you're ready
How much does a typical monthly payment look like?
- £15,000 build over 84 months at 9% APR: approximately £240/month
- £25,000 build over 84 months at 9% APR: approximately £400/month
- £35,000 build over 84 months at 9% APR: approximately £560/month
- £45,000 build over 84 months at 9% APR: approximately £720/month